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Personal Loan

Plan Today for a Brighter Tomorrow

Introduction

Krishla Finance offers a range of personal loans designed to meet various financial needs with ease and flexibility. Here's a general description of what you might expect from a personal loan with Krishla Finance:


Personal Loan

1. Loan Amount: Krishla Finance provides personal loans with flexible amounts to accommodate different financial requirements, from small expenses to larger investments.

2. Interest Rates: Competitive interest rates are available, ensuring that borrowers can access affordable financing options.

3. Repayment Terms: Flexible repayment terms allow borrowers to choose a plan that best fits their financial situation. This could range from a few months to several years.

4. Eligibility: Applicants typically need to meet certain criteria, such as being a resident, having a steady source of income, and maintaining a good credit history. Specific eligibility requirements may vary.

5. Application Process: The application process is usually straightforward and can often be completed online. Required documentation may include proof of identity, proof of income, and other financial statements.

6. Disbursement: Once approved, the loan amount is usually disbursed quickly, often within a few business days, allowing borrowers to access funds when they need them most.

7. Additional Features: Krishla Finance may offer additional features such as prepayment options, loan top-up facilities, and customer support to assist throughout the loan process.

For the most accurate and detailed information, including specific rates, terms, and conditions, it’s best to consult directly with Krishla Finance or visit their official website.


  • No Security
  • Minimum Documents
  • Fast Process
  • Easy Repayments


  • To contribute own marriage or marriage in the family.
  • For a medical emergency.
  • for your Childs' education.
  • Higher Studies.
  • Home Improvement.
  • To contribute in Small Business Use.
  • Clear Credit Card Debt.
  • Weekend Getaway.
  • Gift your loved ones.



  • Lightning fast process
  • Simplified process
  • Transparency
  • Personal touch


  • Fill online application form
  • Our representative will contact you to explain you process and subsequently collect the form
  • Transparency
  • Done, in 3-4 working days, you will get the Personal Loan in your bank account


  • Applicant should be a citizen of India
  • Should be occupying his current place of residence for a minimum of 3 years in the city
  • Applicants should atleast be 24 years of age
  • If the applicant is self employed, he should be in the business for atleast 3 years, if he/she is salaried, he should have minimum 3 years of Work Experience


Personal Loan for Salaried:

  • Passport-size photographs.
  • Identity and signature proof - Passport, Pan card, Driving License, Voter ID card, Aadhar card, employee identity card in case of government employees.
  • Address Proof - Bank statement, Rent Agreement, Voter ID card, Ration card, Passport, Driving License, telephone/electricity/water/credit card bill or Property tax.
  • Age Proof - Voter ID card, Secondary school leaving certificate (class 10), birth certificate, Passport, Aadhar Card, pension payment order or receipt of LIC policy.
  • Salary slips of last 3 months from application date.
  • Form-16 issued by 3 years to 6 years.
  • Copy of details of all existing loans.
  • A cheque covering the administrative costs/processing fees incurred by the bank in processing the application


Home Loan For Self-Employed Businesspersons

  • Passport-size photographs.
  • Identity and signature proof - Passport, Pan card, Driving License, Voter ID card, Aadhar card, employee identity card in case of government employees.
  • Address Proof - Bank statement, Rent Agreement, Voter ID card, Ration card, Passport, Driving License, telephone/electricity/water/credit card bill or Property tax.
  • Age Proof - Voter ID card, Secondary school leaving certificate (class 10), birth certificate, Passport, Aadhar Card, pension payment order or receipt of LIC policy.
  • IT Returns of the three years preceding the one in which loan is applied for.
  • Copy of details of all existing loans.
  • A cheque covering the administrative costs/processing fees incurred by the bank in processing the application
  • Property papers with OC and CC.
  • GST returns (Latest + 12 months).